Insurance AI⚠ Potentially High Risk8/10

Shift Technology

AI platform for insurance claims automation and fraud detection. AI models assess claim validity, detect fraud patterns, and recommend claim approval or investigation, directly affecting policyholder outcomes.

⚠ EU AI Act Risk Classification

Indicative classification: Potentially High Risk

Legal reference: Annex III, Category 5 — AI for insurance claims and fraud detection affecting natural persons

Important: This is an indicative assessment based on typical deployment patterns. Your actual risk classification depends on your specific use case, configuration, and context. Register in Aeqora to get a precise classification using the EU AI Act decision tree.

Your obligations as a Deployer

→Article 26 deployer compliance for AI claim decisions
→Policyholder notification when AI assesses their claim
→Human review before claim denial based on AI recommendation
→Document AI model in technical file

How this score was derived

Methodology →

Scores 8/10: AI insurance fraud detection and claims decisioning affects access to essential private services (insurance benefit payouts) — Annex III Category 5 application. No EU Declaration of Conformity published as of the index date. Score is 8 rather than 9 as fraud flagging typically triggers human investigator review rather than fully autonomous denial.

Provider EU AI Act documentation

Shift Technology has not yet published dedicated EU AI Act compliance documentation. Contact them directly to request instructions of use and ask about their compliance roadmap.

What to do next

01

Register in Aeqora

Add Shift Technology to your AI system inventory and run the classification wizard for your specific deployment.

02

Request vendor docs

Ask Shift Technology for their EU AI Act instructions of use and technical documentation.

03

Generate compliance pack

Generate your Article 26 Deployer Compliance Evidence Pack once classification is complete.

Aeqora. "Shift Technology — EU AI Act Risk Assessment." Aeqora Vendor AI Risk Index. Verified 2026-06-14. https://aeqora.eu/vendors/shift-technology

Scores are methodology-derived and citable under CC BY. View methodology →

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